Healthcare allowance
Healthcare allowance
The Dutch Government offers a healthcare allowance (in Dutch: zorgtoeslag) to support people who have a low income. This contribution helps you to cover the monthly premium for your Dutch health insurance.
A Dutch health insurance can be expensive. Standard packages cost around €1800 per year. The healthcare allowance will reduce the amount you have to pay yourself for the monthly premium. In 2026, the zorgtoeslag can go up to €132 for individuals and €250 for couples.
Requirements to acquire Dutch healthcare allowance
In order to qualify for zorgtoeslag you have to meet the following condition:
You are at least 18 years old
You have a European nationality, valid (temporary) residence permit or work permit
You have Dutch health insurance
You meet the financial criteria (see below)
Financial criteria
Income
Whether you are or are not entitled to receive healthcare allowance depends on your income. The more you earn, the lower the allowance that you might receive. If you do not have a fiscal partner, your gross income may not exceed €40.857 per year.
A distinction is made between singles or household with two incomes. If you have a fiscal partner, the gross income together may not exceed €51.142 per year.
Via this link, you can calculate if you are entitled to receive healthcare allowance.
Assets
The value of your assets, such as savings and assets, is also taken into account to determine if you are entitled to receive healthcare allowance. The limit on assets is €146.011 for individuals and €184.633 for couples during 2026.
Read more about
Health insurance in the NetherlandsHealth insurance in the Netherlands | For international studentsHealth insurance in the Netherlands | Types of insurances
Veelgestelde vragen
What is healthcare allowance (zorgtoeslag) in the Netherlands?
What is healthcare allowance (zorgtoeslag) in the Netherlands?
Healthcare allowance (zorgtoeslag) is a government subsidy that reduces your health insurance costs. It depends on your income and family situation. Most Dutch residents qualify for some allowance in 2026. Check your eligibility at the government website.
How much healthcare allowance can I get in 2026?
How much healthcare allowance can I get in 2026?
Healthcare allowance in 2026 varies from EUR 10-200+ per month depending on income. Single persons with income under EUR 30,000 qualify for more. Use the government calculator to find your exact amount.
How do I apply for healthcare allowance (zorgtoeslag)?
How do I apply for healthcare allowance (zorgtoeslag)?
Apply through the government's zorgtoeslag.nl website or at your municipality. You need income information and proof of health insurance. Applications are processed within weeks. You can apply retroactively for up to 2 years.
Do I automatically get healthcare allowance?
Do I automatically get healthcare allowance?
No, you must apply for healthcare allowance. The government does not automatically grant it. Apply immediately when you take out health insurance. You can receive allowance for past months if you apply within the deadline.
What if my income changes during the year?
What if my income changes during the year?
Report income changes to the zorgtoeslag office. Your allowance will be adjusted. If you received too much, you may need to repay the difference. Keep the office updated for accurate payments.
Lees ook
Claire Langenhoff
|
14-04-2026
Claire Langenhoff
|
22-04-2016
Claire Langenhoff
|
14-04-2026
Claire Langenhoff
|
14-04-2026
Claire Langenhoff
|
14-04-2026