Health insurance in the Netherlands | For international students

International students in the Netherlands are required to have valid health insurance. You can choose from several options: Dutch public health insurance, international student insurance, or private coverage. Most students choose Dutch health insurance as it is mandatory and required by law.

Student health insurance in the Netherlands typically costs between EUR 150-250 per month in 2026, depending on the insurer and coverage level. Many students qualify for healthcare allowance (zorgtoeslag) which can reduce costs significantly.

Yes, you can compare health insurance options using ZorgKiezer. Filter by student status or budget to find the most suitable and affordable plan for your needs.

International student health insurance covers GP visits, hospital care, medication, dental emergencies, and basic treatments. Coverage varies by plan, so check the policy details carefully to understand what is and is not included.

You typically need a valid ID or passport, proof of residency in the Netherlands, and your BSN (citizen service number). Some insurers may require additional documentation. Contact your chosen insurer for a complete list of requirements.