Visit a hospital
Visit a hospital
Can I go to any hospital?
Depending on your health insurance you are free to choose the hospital and (sometimes) specialist you prefer to visit. This policy is called the ‘’combination’’ insurance. There is also a policy that only reimburses medical costs if you visit a hospital which is contracted by the insurance company. This is called the ‘’natura’’ insurance. The combination and natura policy are part of the basic health insurance.
In case of emergency, you can always go to the nearest hospital. In that situation, it does not matter whether you have a natura or combination insurance. In case of emergency, the costs will be reimbursed by the insurance company. This also applies to an ambulance transfer to a hospital.
I am not insured, can I go to a hospital?
Even if you do not have an insurance you can go to any hospital for emergency care. The hospital is not allowed to refuse to give you the care you need. If you are not insured yet, you have to pay the bill yourself. In theory, this does not have to be the case because you have to apply for a health insurance as soon as you registered in the Netherlands. However, it might appear that you did not yet receive your insurance number. In that case, you might have to pay the costs yourself. The costs will later be reimbursed by the insurance company.
Read more about the application process
Do I have to pay excess for a hospital visit?
Yes, over medical costs that have been made at the hospital or for a transport to the hospital by an ambulance you have to pay the deductible excess. The minimum amount of yearly excess is € 385 (until 2027).
What hospitals are contracted by my insurance company?
Please give us a call at 0202611603 We will inform you which hospitals are (not) contracted.
Read more about:
Veelgestelde vragen
How do I access hospital care in the Netherlands?
How do I access hospital care in the Netherlands?
You can access hospitals through GP referral or emergency admission. For non-emergencies, your GP arranges specialist consultation, which may include hospital care. Present your insurance card. Hospital care is covered by health insurance.
Are hospital admissions covered by health insurance?
Are hospital admissions covered by health insurance?
Yes, all hospital care is covered by health insurance. You pay your deductible only once per year. Hospital costs for surgery, stays, and treatment are fully covered after you meet your deductible.
What hospitals are in my health insurance network?
What hospitals are in my health insurance network?
Your insurer has contracted hospitals in its network. Check your insurer's website or call for a list of network hospitals. Using in-network hospitals ensures smooth coverage. Emergency care is covered at any hospital.
How long are hospital stays covered?
How long are hospital stays covered?
Hospital stays are covered for as long as medically necessary. Your insurance covers all costs after you meet your deductible. Complex cases may require coverage approval. Discuss costs with hospital billing before major procedures.
What costs should I expect for hospital care?
What costs should I expect for hospital care?
You only pay your deductible (EUR 385 minimum in 2026) once per year. After that, all hospital care is free. No additional co-payments. Hospital billing will inform you of costs upfront.
Lees ook
Claire Langenhoff
|
14-04-2026
Claire Langenhoff
|
22-04-2016
Claire Langenhoff
|
14-04-2026
Claire Langenhoff
|
14-04-2026
Claire Langenhoff
|
14-04-2026