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Visit a dentist

Visit a dentist

R

Robin Provoost
30-03-2018
|
1 min leestijd
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Bijgewerkt op:21-05-2026
author
Wouter Heuvelink

Dental care covered by your health insurance

Before you can visit a dentist, you have to register at a dentist practice. This is often done at a dental practice within your municipality and you are free to choose. 

Dental care is covered by the additional dental insurance. If you do not have an additional dental insurance, you have to pay the bill yourself. For children younger than 18 years, the basic health insurance covers dental care.

Reimbursement of dental costs

If you recently applied for an additional dentist insurance but did not receive your insurance number, you have to pay the bill yourself. As soon as you receive your insurance number, you can send the bill forward to your insurance company which will reimburse the costs.

When you have an insurance number and an additional dentist insurance, the dentist will forward the bill directly to the insurance company that will take care of the reimbursement.

Do I have to pay excess for dental care? 

No, you do not have to pay deductible excess for dental care. 

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Veelgestelde vragen

Is dental care covered by basic health insurance in the Netherlands?

Basic health insurance does not cover routine dental care in 2026. Most adults need supplementary dental insurance to cover checkups, cleaning, and treatment costs. For kids under 18 years old, most dental care is covered by the basic insurance.


How much does dental insurance cost in the Netherlands?

Dental supplementary insurance typically costs EUR 10-30 per month in 2026. Coverage varies from 50-100% depending on the plan. Compare dental plans ZorgKiezer to find affordable options.


What dental treatments are covered by supplementary insurance?

Coverage typically includes checkups, cleaning, fillings, and extractions. Cosmetic treatments like whitening are usually not covered. Check your specific plan details for coverage percentages and annual limits.


Do I need separate dental insurance?

Yes, most adults need supplementary dental insurance. Costs of dental care are high without coverage. Basic insurance covers only emergencies. Adding dental coverage ensures preventive care is affordable.


How do I find an affordable dentist in the Netherlands?

Dentist use maximum prices and most of them cost the same. You can select a dentis near you or one you have a good experience with. Mostly all dentists work with insurance companies.


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