Cheapest health insurance
Cheapest health insurance
The cheapest basic health insurance can be found in two ways on ZorgKiezer. You can either use the comparator if you would like to walk through all coverages. If you just want a basic health insurance, you can go to this overview.
Raise your excess
Either in our comparator or in the overview of cheapest health insurances, you can indicate that you want to increase the excess. If you do this, the monthly premium will decrease. By raising the excess to €885 the monthly premium will decrease on average with €20. Raising your excess involves a financial risk, therefore you should consider if you can carry this risk. Read more about the excess.
Read more about:
Health insurance in the Netherlands | For international students
Health insurance in the Netherlands | Dutch healthcare system
Veelgestelde vragen
What is the cheapest health insurance in the Netherlands in 2026?
What is the cheapest health insurance in the Netherlands in 2026?
The cheapest health insurance depends on your personal situation. Budget plans start from EUR 120-150 per month. When you edit your deductible, the price goes down.
How can I save money on my health insurance?
How can I save money on my health insurance?
Save money by choosing a higher deductible (eigen risico), comparing plans annually, using generic medications, and checking if you qualify for healthcare allowance (zorgtoeslag). Budget insurance and online-only insurers often offer competitive rates.
What is the deductible for cheap health insurance plans in 2026?
What is the deductible for cheap health insurance plans in 2026?
Budget health insurance plans have the same deductible. That is a fixed amount. Higher deductibles mean lower premiums. Choose based on your expected healthcare use and financial situation.
Are cheap health insurance plans worth it?
Are cheap health insurance plans worth it?
Budget plans cover all basic healthcare requirements by law. They are worth it if you are healthy and use little care. Compare plans to ensure you get adequate coverage at the best price using our tool.
Which insurer offers the cheapest health insurance?
Which insurer offers the cheapest health insurance?
Several insurers offer competitive budget plans. Prices vary by coverage level and deductible. Compare all options side-by-side at https://www.zorgkiezer.nl/zorgverzekering to find the best deal for your situation.
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